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Unlock the capital trapped in your assets. Leverage business assets for $1M to $50M in financing with competitive long-term rates.
Asset-based lending allows established businesses to leverage their existing assets — including real estate, equipment, inventory, and receivables — to access substantial capital at competitive rates.
These loans are structured against the value of your business assets, which often means better terms than unsecured financing. With amounts ranging from $1M to $50M and terms up to 30 years, asset-based loans are designed for significant business initiatives.
Whether you're financing an acquisition, refinancing existing debt, or funding a major expansion, our underwriting team will evaluate your asset portfolio and match you with lenders who specialize in your specific asset class.
Convert the value locked in your business assets into working capital without selling them. Your assets work for you while you retain full ownership.
Secured lending typically offers significantly lower rates than unsecured products. The more collateral, the better your terms.
Fund acquisitions, major expansions, or debt restructuring with capital sized to match your ambition. Our team handles complex, multi-asset deals.
Explore costs across different funding products. Adjust the sliders or pick a scenario below.
Factor rate varies by term length and business profile.
Est. Monthly Payment
$11,042
Total Repayment
$132,500
Cost of Capital
$32,500
Factor Rate
1.32x
Effective Ann. Rate
32.5%
This calculator provides estimates for illustrative purposes only. Actual rates, terms, and eligibility depend on your business profile, credit history, and lender underwriting. Apply to receive a real offer.
See why 10,000+ businesses chose Creative over traditional financing.
Don't have all of these? Apply anyway — our team will work with you to find a path forward.
We're building asset-based success stories every day. Here's what other CCAP clients have to say.
“We needed $500K for a new commercial project and Creative Capital had the funds in our account within 48 hours. The process was seamless — our advisor walked us through every step. We've since funded three more projects through them.”
Marcus Thompson
CEO, Thompson & Co. Construction
“After being turned down by two banks, Creative Capital got us approved for a $250K line of credit in under a week. Their team understood our business model and found the right lender match. It's been a game-changer for managing cash flow.”
Sarah Chen
Founder & COO, Brightpath Logistics
Apply in 5 minutes. No credit impact. A funding advisor will be in touch within the hour.
Takes 5 minutes. No credit impact. No obligation.