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Skip the bank runaround — one application gets you in front of multiple lenders with real offers in as little as 24 hours.
Trusted by 10,000+ businesses
See why 10,000+ businesses chose Creative over traditional financing.
No committees. No runaround. Just results.
Complete our 5-minute application. No credit impact, no obligation. Your information is encrypted and secure.
A dedicated funding advisor reviews your profile and matches you with competitive offers from our institutional network.
Review transparent offers, choose the best terms for your business, and receive funds in as little as 24-48 hours.
*For revenue-based options processed prior to 2PM EST.
From $10K advances to $50M structured facilities — every growth stage, covered.
From restaurants to real estate — we've funded thousands of businesses across every major industry.
Join our Private Credit Advisory Program — 100% remote Advisors across the USA.
Explore costs across different funding products. Adjust the sliders or pick a scenario below.
Factor rate varies by term length and business profile.
Est. Monthly Payment
$11,042
Total Repayment
$132,500
Cost of Capital
$32,500
Factor Rate
1.32x
Effective Ann. Rate
32.5%
This calculator provides estimates for illustrative purposes only. Actual rates, terms, and eligibility depend on your business profile, credit history, and lender underwriting. Apply to receive a real offer.
“We needed $500K for a new commercial project and Creative Capital had the funds in our account within 48 hours. The process was seamless — our advisor walked us through every step. We've since funded three more projects through them.”
Marcus Thompson
CEO, Thompson & Co. Construction
Working Capital
Join 10,000+ businesses that chose faster, smarter funding.
Takes 5 minutes. No credit impact. No obligation.
